Small businesses and non-profits still have time to apply for low interest loans and small grants through the SBA’s Economic Injury Disaster Loan (EIDL) Program. The pages below contain recordings from OneEastside SPARK’s recent webinar with representatives from the Small Business Administration (SBA) that address updates to the EIDL program, how to request loan increases and petition for reconsideration if denied (recordings in Ukrainian, Somali, and Tagalog coming shortly). The webinar also walks through the application line by line. Pages contain in-language FAQs and additional resources from the SBA where this information is available.

ዩክሬንያን العربية English Español 中文简体 한국어 русский язык Soomaali Tagalog Tiếng Việt українська

What is the EIDL Program?

There are two types of available COVID-19 EIDL assistance: a long-term loan and a grant.

  • Korean Language Support - 한국어

    자세한 내용이나 한국말 도움이 필요하시면 아래 연락처로 문의하면 된다.
    If you or an organization you know needs more information or help in Korean, please reach out using the information below.

    전화: 425-477-9279 (월~금요일 오후 1시-5시)
    Phone: 425-477-9279 (Mon-Fri 1pm – 5pm)

    이메일:  Ps@bighug.org
    Email: Ps@bighug.org

    카카오 채널: http://pf.kakao.com/_NvfpK
    Kakao Channel: http://pf.kakao.com/_NvfpK

  • Arabic Language Support عربي

    اذا كنت تحتاج الى دعم باللغة العربية  للتقديم على قروض مواجهة كوارث الاضرار الاقتصادية الناجمة من كوفيد (EIDL) فتواصل مع محمد عكموش على الايميل: m.akmoosh81@gmail.com

    او اتصل على الرقم


    Need help or have questions about EIDL in Arabic? Contact Mohammed Akmoosh at m.akmoosh81@gmail.com or 253-487-9704.


The COVID-19 Economic Injury Disaster Loan (EIDL) supports small businesses’ recovery from economic impact of COVID-19. Small business owners and private non-profit organizations are currently eligible to apply.

Program Updates

New EIDL policy changes were announced on Sept. 8, 2021. These include:
Increasing the COVID EIDL Cap. The SBA will lift the COVID EIDL cap from $500,000 to $2 million. Loan funds can be used for any normal operating expenses and working capital, including payroll, purchasing equipment, and paying debt.
Implementation of a Deferred Payment Period. The SBA will ensure small business owners will not have to begin COVID EIDL repayment until two years after loan origination so that they can get through the pandemic without having to worry about making ends meet.
Establishment of a 30-Day Exclusivity Window. To ensure businesses have additional time to access these funds, the SBA will implement a 30-day exclusivity window of approving and disbursing funds for loans of $500,000 or less. Approval and disbursement of loans over $500,000 will begin after the 30-day period.
Expansion of Eligible Use of Funds. COVID EIDL funds will now be eligible to prepay commercial debt and make payments on federal business debt.
Simplification of Affiliation Requirements. To ease the COVID EIDL application process for small businesses, the SBA has established more simplified affiliation requirements to model those of the Restaurant Revitalization Fund.

Targeted EIDL Advance Programs (Grants)

Targeted EIDL Advances and Supplemental Advances are for the hardest hit organizations. Applicants for the COVID-19 EIDL loan may be eligible to receive up to $15,000 in funding that does not need to be repaid. These “advances” are similar to a grant.

To receive an advance, you must first apply for an EIDL loan. You do not need to accept the loan or be approved for the loan to receive an advance. Once you apply for the loan, SBA will invite you via email to apply for one of the advance programs if your business is located in a low-income area.

Before you apply, check the map to ensure you are in a low-income area and review the eligibility criteria below.

Do not submit duplicate COVID-19 EIDL applications. If you have already applied or cannot find your invitation email, click here for instructions on how to have your application updated or reevaluated.

Questions or need assistance?

Eastside location:

Business Response Team at (re)Startup425
Assistance can be provided in multiple languages

Greater Seattle Eastside Branch
Phone: (206) 553-7320
Email: greaterseattle@scorevolunteer.org


All locations:

SBA Seattle District Office
Monday – Friday
8 a.m. to 4:30 p.m.

Washington Small Business Development Center (WSBDC)
Phone: (833) 492-7232