Financial Resources

The programs and resources featured on this page may have varying application deadlines depending on the volume of applications received.

OPEN Opportunities

  • Community Grants Program - deadlines vary

    The Umpqua Bank Charitable Foundation supports nonprofit organizations that enhance the quality of life in the communities the Bank serves in California, Idaho, Nevada, Oregon, and Washington.

    The Foundation provides Community Grants to eligible nonprofit organizations in the following areas: Economically Empowered Individuals, Vibrant Business Ecosystems, and Thriving Communities. Grants range from $3,000 to $10,000.

    Application information: The 2021 application deadlines are March 5, June 4, and September 3, 2021. Visit the Foundation’s website to learn more about the Foundation and to download the 2021 Community Grant Guidelines.


  • COVID-19 Economic Injury Disaster Loan (EIDL)

    In response to the Coronavirus (COVID-19) pandemic, U.S. small business owners, including agricultural businesses, and nonprofit organizations can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to COVID-19.

    The SBA has extended the deferred payment period for all disaster loans, including EIDL, to 2022. Details here.

    Application information: More information and instructions on how to apply here.

     


  • Paycheck Protection Program loans (PPP) - deadline: May 31, 2021

    Important update (March 2): New PPP rules announced in February allow sole proprietors to use Schedule C Line 7 (adjusted gross income) rather than Line 31 (net profit or loss) in calculating their PPP loan amount. However, those rules cannot be applied until AFTER the Interim Final Rule is published (hopefully be in the next few days). Anyone who wants to take advantage of this new rule MUST delay their application until the rule is published, or MUST ask that their loan disbursement be delayed. Reach out to your lender; Mari Wruble, Certified Business Advisor at the Washington SBDC located at OneRedmond at 425-885-4014 x107 /MariW@oneredmond.org, or the SBA for further guidance.

    The Paycheck Protection Program loan program (PPP) received funding for a new round of forgivable loans, and is now accepting applications. The program is administered by the U.S. Small Business Administration.

    List of lenders accepting new PPP applications here.

    Application information: The deadline to apply for a PPP Loan is May 31, 2021. Learn more and apply here. Questions? Please contact Mari Wruble at the Washington SBDC at OneRedmond washington@wsbdc.org


  • Ready For Business Fund, Round Two - deadline: April 9, 2021

    Has your business experienced financial loss and hardship due to the COVID-19 pandemic? If so, the Ready for Business Fund is here to help your business bounce back.

    A $2,500 cash grant will be awarded to selected small businesses.

    Additionally, awardees will receive wrap-around support services including GSBA membership, technical support, marketing, and consulting. This grant does not have to be repaid, and it can be used for any purpose to help the business recover from the economic crisis.

    The grant is open to any small business in Washington State established prior to March 2, 2020. Priority will be given to small businesses within the communities most impacted by COVID-19, including LGBTQ-, *BIPOC-, and women-owned businesses, as well as businesses located in rural areas.

    Application information: The deadline to apply is 4pm PST on April 9, 2021. Details here.


  • Restaurant Revitalization Fund - not yet accepting applications

    The American Rescue Plan created a Restaurant Revitalization Fund (RRF), a $28.6 billion grant program to help restaurants and bars impacted by the COVID-19 pandemic.

    Application information: While the program doesn’t have an official launch date, you can learn more about the RFF via the U.S. Chamber’s website or schedule an appointment with Mari Wruble at the Washington SBDC at OneRedmond washington@wsbdc.org.


  • Shuttered Venue Operators Grant Program - opens April 8, 2021

    The Shuttered Venue Operators Grant (SVOG) program was established through the Economic Aid to Hard-Hit Small Businesses, Nonprofits and Venues Act and amended by the American Rescue Plan Act to provide over $16 billion in economic relief to target industries.

    Eligibility

    Eligible entities include:

    • Live venue operators or promoters
    • Theatrical producers
    • Live performing arts organization operators
    • Relevant museum operators, zoos and aquariums who meet specific criteria
    • Motion picture theater operators
    • Talent representatives
    • Each business entity owned by an eligible entity that also meets the eligibility requirements
    • Must have been in operation as of February 29, 2020
    • Venue or promoter who received a PPP loan on or after December 27, 2020, will have the SVOG reduced by the PPP loan amount

     

    Application:  Apply here. All eligible entities are encouraged to apply as soon as possible.

    • Program overview (PDF)
    • View a recording of the national information webinar aired on March 30 here.
    • Information and tools to help you apply here

  • Washington State Department of Agriculture Relief and Recovery Grants - deadline: April 26, 2021

    WSDA will provide nearly $15 million in small business assistance grants to help agriculture businesses and organizations in sectors that have been economically hurt due to marketplace disruptions created by the necessary public health measures during the COVID-19 pandemic.

    The WSDA Relief and Recovery Grants will provide support to small businesses and organizations in four sectors that play an important role in the economic viability of Washington agriculture and have been economically impacted due to the COVID-19 public health emergency. This grant serves the public purpose of bolstering the viability of the Washington State agricultural industry, helping prevent business closures, and hence supporting the health and diversity of Washington State’s economy.

    Application: Apply here. Applications open April 9 and close April 26, 2021.


Eastside Funding

NOTE: funding opportunities listed here may have expired.

  • City of Bellevue Partner Relief Grant Program

    During the COVID-19 pandemic, Bellevue’s nonprofit organizations have supported a wide range of businesses and arts and cultural organizations with valuable resources and tools.

    In order to assist these critical organizations partners that support and promote businesses and cultural organizations, and ensure their long-term sustainability, Bellevue City Council has authorized $100,000 in federal CARES Act dollars to provide a limited number of relief grants.

    These grants are only available to 501(c)3 or 501(c)6 nonprofit organizations.

    More information and apply here!

    No longer accepting applications. Application window closed October 26, 2020.


  • City of Bellevue Small Business Relief Grant Program

    This program provides a limited number of $5,000 grants to small, Bellevue businesses and non-profit arts organizations that meet specific criteria. Details are available here.

    No longer accepting applications. Application window closed September 17th, 2020.


  • Go Redmond

    Through Go Redmond, you can apply for grants for your organization to fund a new transportation improvement or benefit at your worksite! Apply for up to 2 – $5,000 grants per year. More information here.


  • Kirkland CARES Small Business Relief Fund

    The Kirkland City Council is providing $750,000 for up to 150 one-time small business grants of $5,000 each.

    Grants provide support for small businesses and non-profits that were negatively affected by the COVID-19 pandemic during the second quarter of 2020 (April 1 to June 30).

    For more information and to apply visit the City of Kirkland’s website.

    No longer accepting applications. Application window closed at 5 PM on Wednesday, September 16, 2020.


  • Redmond Small Business Resiliency Fund

    The City of Redmond in partnership with OneRedmond has created a $1.5 million Redmond Small Business Resiliency Grant Fund to help small businesses and non-profits negatively impacted by COVID-For additional information and to apply click here.

    No longer accepting applications. Application window closed on Tuesday, September 22nd, 5 PM.


  • Renton Small Business Relief Program

    This emergency program provides working capital grants to small, locally-owned businesses, social service agencies, and community organizations that meet specific criteria as detailed in the application. Details are available here.

    No longer accepting applications. Application deadline was July 30, 2020.


  • Restaurant Winterization Grant

    This business grant program will support Issaquah restaurants and food service businesses for exterior or interior alterations and equipment to enhance inclement weather dining options during the ongoing COVID-19 pandemic.

    Application details: Applications will be accepted between September 22 and October 7, 2020 at 4pm. More information here.


U.S. Small Business Administration (SBA) Loans

In addition to traditional SBA funding programs, the CARES Act established new temporary programs to address issues confronted by small businesses as a result of the COVID-19 pandemic.

  • Lender Match

    The SBA’s Lender Match is a free online referral tool that connects small businesses with more than 800 participating SBA-approved lenders. Small businesses are not advised to use this tool if looking for disaster-related loans.

    For more information and to apply visit the SBA’s website.


  • Paycheck Protection Program (PPP)

    The Paycheck Protection Program loan program (PPP) received funding for a new round of forgivable loans, and is now accepting applications. The program is administered by the U.S. Small Business Administration.

    Learn more and apply here.

    Questions? Please contact Mari Wruble at the Washington SBDC at OneRedmond washington@wsbdc.org.


  • SBA Express Bridge Loans

    The Express Bridge Loan allows small businesses that currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital support and can also help bridge the gap while applying for an EIDL loan.

    More information available here.


Additional Grants and Loans

  • 4Culture Reopen Fund

    The Reopen fund provides support for training, protective equipment, systems upgrades, and other measures needed for cultural organizations in King County to operate and adapt to COVID-19 public health guidelines.

    The deadline for this grant has passed for the current year. Sign up for the 4Culture newsletter to be notified when grants are open.


  • Federal CARES Act Small Business Emergency Grant Program

    The Seattle Metro Chamber, which serves as the King County Associate Development organization, is working to ensure that $580,000 in federal funding from the federal CARES Act reaches King County small businesses. Awards of $5,000, $7,500 or $10,000 are available to small businesses and 501 (c)(6) non-profit business service organizationsin King County. Apply here.

    No longer accepting applications. The application window for this opportunity closed on September 28 at 5:00pm.


  • Seattle Foundation COVID-19 Response Fund

    The COVID-19 Response Fund deploys resources to organizations supporting local workers and families most impacted by the coronavirus crisis. Learn more here.


  • Working Washington Small Business Emergency Grants

    On April 8, 2020 Washington State Department of Commerce introduced the Working Washington Small Business Emergency Grant program (WWSBEG), a new $5 million grant program for small businesses impacted by COVID-19. Businesses with up to 10 full-time employees may apply for a one-time grant of up to $10,000.  Apply through your county/regional associated development organization. Learn more here.

    Applications are currently closed.


Further Resources

  • Communities of Opportunities

    This resource provides non-profits and community-based organizations in King County with grant opportunities and financial resources. Learn more here.


  • COVID-19 Handbook for the Creative Sector

    This handbook offers health-related resources and information on how to support the arts and culture community, as well as a resource directory of emergency grants, learning opportunities, relief funds, and support services aimed at creative community, artists, and cultural workers. Learn more here.


  • Lenders accepting new PPP applications in Washington State (SmallBizHelpWA.com)

    For a list of Washington state lenders currently accepting new PPP applications click here.

     


photo credits this page: Outdoor Sculpture (Mercer Island)