A comprehensive directory of businesses including:

• Caterers
• Halal Markets
• Mosques
• Restaurants
• Services

Eligible Entities: Kirkland-based businesses and non-profits

The Small Business Flex Fund was created to provide access to growth capital for smaller, local businesses and nonprofits in Washington state that need it most.

• Learn more here
• Apply here

What it is:

• Flexible working capital loans
• 3%-4.5% interest rates
• No fees. Interest-only payments for first year
• 60- or 72-month repayment timelines
• Borrow up to $150,000 and the money can be spent flexibly, including on payroll, utilities & rent, supplies, marketing & advertising, building improvements or repairs, and other business expenses
• More information here

Eligibility requirements include:

• Nonprofits as well as small businesses are eligible
• Fewer than 50 employees
• Annual revenues of less than $3 million
• Experienced direct economic hardship due to COVID-19

The City of Covington has an additional $150,000 of ARPA (American Rescue Plan Act) dollars available to assist Covington small businesses with grants from $2,500 to $7,500. Small businesses for these grants are defined as having 15 employees or less and must have had a location in Covington city limits as of March 3, 2021. This program will remain open until all funds are expended.

The Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) programs are competitive programs that encourage domestic small businesses to engage in Federal Research/Research and Development (R/R&D) with the potential for commercialization.

• Different participating agencies fund different sectors and technology areas, so a first step is to see which agency or agencies fund projects relevant to you. Agencies also differ in how narrow or broadly they define their topic areas. Current Topics - Search technology topic areas that agencies are interested in funding right now.

 

• Don't be discouraged if you don't pull up a topic that matches your interests - new topics are published periodically. You can search past topics of interest as well as what projects agencies have funded before.